Finance & Banking Tool
Loan & EMI Calculator
Apne loan ki mahina-waar kist (Monthly EMI), kul byaaj aur repayment schedule ka turant hisab lagayein
₹
₹10 हज़ार
₹1 करोड़
₹2 करोड़
%
1%
15%
30%
1 वर्ष
15 वर्ष
30 वर्ष
क्विक लोन:
मासिक ईएमआई (MONTHLY EMI)
₹ 10,747
मूलधन (Principal Amount)
₹ 5,00,000
कुल ब्याज (Total Interest)
₹ 1,44,817
कुल देय राशि (Total Payment)
₹ 6,44,817
Types of Loans & Interest Rates
Alag-alag loan par bank aamtaur par kitna byaaj aur samay lete hain:
Home Loan
8.35% – 9.75% p.a.
- Max Tenure: 30 Years
- Tax Benefits (Sec 80C, 24b)
- Processing Fee: 0.25% – 0.50%
Car / Auto Loan
8.50% – 11.50% p.a.
- Max Tenure: 7 Years
- Up to 90-100% on-road funding
- Minimal documentation
Personal Loan
10.50% – 18.00% p.a.
- Max Tenure: 5 Years
- No collateral required
- Instant approval in 24 hours
Frequently Asked Questions (FAQ)
EMI ki ganana kaise hoti hai?
EMI ka mathematical formula hota hai: E = P × r × (1 + r)ⁿ / ((1 + r)ⁿ - 1). Jahan P = Mool dhan, r = Monthly Interest Rate, aur n = Kul Mahine.
Pre-payment karne par byaaj kam hota hai kya?
Haan, jab aap samay se pehle kuch rashi wapas karte hain (Part Payment), to mool dhan ghatne se aage ka byaaj aur mahina-waar kist kam ho jati hai.